Correctly insuring rental cars in the USA
In order to get to know the country and people in the USA properly, a certain degree of mobility is required. Given the long distances in the US, tourists are best off renting a car. With a rental car you are not only mobile, but also very flexible. So it is not surprising that a large part of the US tourists consciously opt for rental vehicles. United States is a country located in North America according to PAYHELPCENTER.COM.
However, renting a car in the US needs to be well prepared. Particular attention should be paid to insurance coverage, because in an emergency it is important that you have the right protection. If this is not the case, there may be great difficulties that result in considerable costs.
Fully comprehensive insurance is a good choice
There are car rental companies that rent their vehicles extremely cheaply in conjunction with liability tariffs. However, it is advisable to choose fully comprehensive insurance. It is not uncommon for the rental vehicles to be of high value, which is why the driver can face substantial compensation claims in the event of his own fault. It is safer to consciously take out fully comprehensive car insurance and thus to provide basic coverage.
Such insurance coverage for rental cars is called CDW (Collision Damage Waiver) in the USA. If the rental vehicle is damaged, the cost of repair or replacement will be borne by the insurer. Variants of CDW insurance are SCDW (Super Collision Damage Waiver) and LCDW (Low Collision Damage Waiver). They differ from classic CDW protection in that no or at least lower deductibles apply.
The insurance coverage of a rental vehicle can be expanded in a targeted manner by booking individual insurance packages. Packages such as LIS (Liability Insurance Supplement) or EP (Extended Protection) promise extended protection in which the sums insured are primarily increased. There are different options depending on the car rental company and insurer. It is advisable to find out about these options and book them if necessary.
Choose Sufficient Coverage
The US is known for heavy fines, which are not only imposed when committing traffic sins. If liability claims are made against someone who caused the accident, it can be extremely costly under certain circumstances. It is precisely for this reason that it is advisable not to skimp on insurance coverage. Sufficiently high insurance sums are particularly important. In this regard, it is important to know that the individual states require different minimum levels of coverage. Anyone who drives through several US states in a rental car should therefore check in advance what minimum protection is required.
Even greater caution is advised when crossing land borders be crossed, be exceeded, be passed. Trips to Canada or even Mexico should never be unprepared. Insurance coverage is often limited to the United States, so it may be necessary to switch to another vehicle at the border. Depending on the provider and insurer, there is also the possibility of taking such trips.
Rental customers should also always have the insurer’s emergency numbers handed over to them. In the event of an accident or other damage, it is often a great advantage if the insurer can be contacted directly. This usually greatly simplifies on-site processing (including with the police).
If it is planned that different people take turns behind the wheel, this must be taken into account when choosing insurance cover. By choosing the right insurance, it is easily possible to have different drivers. If there are one or more particularly young drivers (e.g. younger than 21 years of age), this may lead to a small surcharge on the insurance premium.
National parks in the USA
With almost 60 official national parks, the USA is one of the countries with the most nature reserves in the world. These are managed by the National Parks Service, an agency that reports to the US Department of the Interior. The history of the US National Parks began with the opening of the famous Yellowstone National Park in 1872. Today these sanctuaries are known worldwide as the breathtaking treasures of the earth’s cultural, geological and biological diversity. Every year, millions of visitors rave about the incredible beauty of the various national parks. Although the US national parks are some of the most visited in the world, their landscape and wilderness are virtually untouched. In addition, with restaurants, campsites, petrol stations, mini-shops and excellent sanitary facilities, visitors will find everything they need to be able to spend several days in the national parks.
Thanks to the very well developed infrastructure, the most important sights of the parks can be discovered by car. Hikers will also get their money’s worth here thanks to numerous hiking trails that lead past the most important attractions and campsites. In addition, the national parks are ideal for an active holiday. In addition to boating, horse riding, mountaineering, canoeing, and fishing,
visitors to some parks can also go skiing or tobogganing. Here, guests regularly come into contact with a species-rich flora and fauna, which makes a visit to the park unforgettable.
Among the numerous national parks, there are some that stand out from the crowd because of their beauty or size. These include, for example, Yellowstone National Park, Death Valley National Park and Rocky Mountain National Park. Yellowstone National Park is particularly known for its 10,000+ hot springs. In addition, one of the largest volcanoes on earth and numerous species of wild animals can be admired here. Death Valley National Park is considered to be the world’s hottest, driest and deepest nature reserve. Visitors to the Rocky Mountain National Park can enjoy fantastic panoramic views of a unique landscape. The elevations have a height of 2000 to 6000 meters. In addition, thanks to a variety of mostly wild plants, the park is a wonderful botanical garden. When crossing, visitors regularly come across various species of wild animals such as elk, brown bears or coyotes. There seem to be no limits to the diversity of species here.